Does it surprise you that the concept of digital currency dates back to the early 1980s and the first digital currency emerged in 1995? I’ve always had a passing knowledge of emerging technologies, but I felt like cryptocurrency snuck up on me. DigiCash, founded in 1994, “set out to create a mechanism for consumers to make ‘micropayments’ for online transactions—such as purchases of individual articles or music singles. Unlike credit cards, which reveal a buyer's identity to vendors, DigiCash's encryption would have made its electronic money as anonymous as cash.” This information blew me away.

Like for many, Bitcoin seemed to come out of nowhere. For me, it was a confusing concept. The idea of a form of digital currency operating outside of a traditional banking system was a lot to wrap my head around. It was something I tried to look away from, but as Bitcoin began to make way for cryptocurrency millionaires, it became harder to ignore.